All users of VirtualInvestorPLUS services, and all customers upon signing up for VirtualInvestorPLUS services, agree to comply with VirtualInvestorPLUS Terms of Use ("TOU"). The TOU are not exhaustive and VirtualInvestorPLUS reserves the right to add, delete, or modify any provision of its TOU at any time without notice, effective upon either the posting of the modified TOU to www.virtualinvestorplus.com or notification of the modified TOU. Any complaints about a customer’s violation of the TOU should be sent to abuse@virtualinvestorplus.com. The TOU supersedes any other agreement with VirtualInvestorPlus, whether written, oral, by conduct, or otherwise.

Privacy Policy

Our Commitment to Privacy

Your privacy is important to us. To better protect that privacy, VirtualInvestorPLUS is providing this notice to explain our online information practices and the choices you can make about the way your information is collected and used.

The Information We Collect:

Personal Information

In general, you can visit the VirtualInvestorPLUS Web site without telling us who you are or revealing any personal information about yourself. There are times, however, when we may need information from you. Personal information like your name, address and e-mail address is obtained only when voluntarily submitted, such as when you subscribe to newsletters, respond to user surveys, register for programs or events or license software. Information that you supply will relate to the customer relationship that VirtualInvestorPLUS has with you or your organization.

How We Use It

If you choose to give us personal information via the Internet that we or our business partners request, it is our intent to let you know how we will use such information.

VirtualInvestorPLUS will use your personal information to fulfill subscription requests and orders for software, information or services made online and to provide other services you request. We may also use the information you supply to:

• Make the Web site easier for you to use by not having to enter information more than once.
• Help us customize content most relevant to you.
• Notify you about important news concerning VirtualInvestorPlus, including new products and services, product updates and technical support issues, and special offers in which we think you may be interested.

In the process of administering our site, we maintain and track usage through Web server logs. Web server logs provide such information as what types of browsers are accessing our site, what pages receive high traffic, and the times of day our servers experience significant load. We use this information to improve the content and navigation features of our site. It is not used to personally identify you.

How We Share It

We do not sell, rent or lease to others your personally identifiable information. We share the personal data you provide only with other VirtualInvestorPLUS entities and/or business partners who are acting on our behalf for the uses described above, except as provided below (see Consent, below).

Consent

VirtualInvestorPLUS uses and shares the personally identifiable information you provide to us in ways related to those described above. We reserve the right to disclose any and all pertinent customer information to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate.

Our Commitment to Data Security

VirtualInvestorPLUS is concerned about the security of your information. To prevent unauthorized access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place reasonable physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use encryption technology when collecting or transferring sensitive data such as credit card information.

External Links

Links to third-party Web sites from the VirtualInvestorPLUS Web site are provided solely as a convenience to you. If you use these links, you will leave the VirtualInvestorPLUS site. We have not reviewed these third-party sites and do not control them. VirtualInvestorPLUS does not assume responsibility for any of these sites, their content, or their privacy policies. VirtualInvestorPLUS does not endorse or make any representations about them or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party sites linked to the VirtualInvestorPLUS site, you do so at your own risk.

Cookies

There are various technologies, including one called "cookies," which can be used to provide tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. Some VirtualInvestorPLUS pages may use cookies or other technologies so that we can better serve you when you return to our site. We do not use cookies or similar technology to cross-relate personal information about our visitors. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. For more information, please refer to user information provided with your Web browser.

Your Acceptance of These Terms

By using the VirtualInvestorPLUS Web site, you signify your assent to this Privacy Statement. If VirtualInvestorPLUS updates or changes this Privacy Statement, the changes will be made on this page. Your continued use of the VirtualInvestorPLUS Web site following the posting of changes to this Privacy Statement will mean you accept those changes.

How To Contact Us

Should you have questions or concerns about this Privacy Statement, please e-mail us at privacy@virtualinvestorsplus.com.